Large Us Bank – Roi Case Study – Nucleus Research
December 5, 2009
“The company’s main returns have come through the elimination of training-related travel costs and the increased productivity of its sales representatives.”
– Nucleus Research, Research Note D58, December 2004
The bank’s Private Client Services division has been able to provide online courses to a geographically diverse student population through SumTotal learning managment system (LMS) The company’s main returns have come through the elimination of training related travel costs and the increased productivity of its sales representatives.
“The company’s main returns have come through the elimination of training-related travel costs and the increased productivity of its sales representatives.”
– Nucleus Research, Research Note D58, December 2004
Sumtotal Systems
http://www.articlesbase.com/finance-articles/large-us-bank-roi-case-study-nucleus-research-56694.html
Procter & Gamble- Measuring ROI
December 3, 2009
Procter & Gamble (P&G) believes the closer an individual is to the business, the easier it is to make evaluations; the further away one is, the harder. P&G breaks out their Return On Investment (ROI) evaluations into two different sections:
1. Collocated
2. Non-Collocated
It is nearly impossible to perform a single ROI that will cover (1) the entire corporate learning environment and (2) the entire plant learning environment. There are always different factors that are involved in terms of the types of performance measured in each environment, and some are not as simple as the cost of travel. Consider this:
If you are in a collocated area, your travel is going to be from Line A over to Plant C. Whereas in a non-collocated area you are flying into Cincinnati just to take a course in the John Pepper learning center.
Sticking with the collocated model, P&G really started noticing much of the savings could be defined. Examples include:
• Without having to purchase manuals, there is a definable reduction in the training budget.
• If there is one person creating web-based training, the need for individuals to stand-in the classroom decreases.
It is much easier to measure ROI effectively in the collocated environment due to machine downtime, overtime, and instructor and material reduction. In the past, P&G had to shut their city plant down twice a month for two hours, just to do all the mandatory safety training. They found a way to avoid shutting down the plant, and were able to save $500,000 — not including many other factors involved. Recently, another plant just evaluated their overtime and downtime elimination to about $450,000.
As you get into other areas, the cost of having someone fill a seat at the corporate learning center comes to mind. P&G took several courses and measured the ROI. Bill Martin, Senior Leader of Interactive Media at P&G, used to train the Creative Innovative Learning Solutions course quarterly with 20 people in each class — a total of 80 students. He realized — by looking at the following factors — that if they could eliminate just one person from the classroom, they would save $1937.50. Costs to consider include:
• How many people traveled and from where did they travel?
• What is the average cost of the hotel, rental car, and dinner?
• What is the cost of the classroom, materials, and instructors to bring it all together?
Martin noted that using this method, he can evaluate classroom training versus web training, and “it’s not an ROI in the classroom, but it’s whether I do it one way or another. ”
For example, when reviewing communication and leadership skills, it is extremely hard to determine whether they played a role in the environment. The reason being is partly due to the number of factors that have the potential of disrupting the study. These can include:
1. A change in boss
2. An individual moves into a new role
3. The organization just changed or morphed from — for example — IDS to GDS
Over a period of time it is difficult to measure whether or not what was taught in communication skills actually paid off in a dollar amount. If it is looked at more from a collocated/non-collocated point of view, it is easier to see what it costs to eliminate an individual out of the classroom, simply by doing it in a more effective manner.
Duration : 0:3:31
Kitchen Remodeling ROI – Return On Investment
November 26, 2009
The cost for your kitchen remodeling project should be based on the value of your home. Investing too much could lead to a poor return on investment or a home valued outside the local market expectations. 15% of home value is a good rule of thumb for a kitchen remodeling budget. Following 15% of home value, it is not inconceivable to get 80% to 90% or more return on investment.
Usually you can expect a lower return on investment for more major remodeling projects due to the increased cost involved in a major remodeling project. If a kitchen has been neglected or is dilapidated you can expect a lower return on investment because much of the cost is consumed by bringing the kitchen to a livable standard rather than actual improvements.
A 100% return on investment is possible. But rather than working designing towards that figure, consider livability as a major component in your kitchen remodeling project budget. Especially if you plan on living at the home for some time to come. You might even love your new kitchen so much that you forget about any notion of selling and moving out.
New kitchen appliances can often be all that is needed in a kitchen remodel project, and can be relatively inexpensive since there is no labor involved other than delivery and installation. Plus, since new, good quality appliances are pleasing to prospective buyers, they can have a favorable return on investment.
Your homes size and your neighborhood should be considered too. If your improvement or remodeling project are extensive compared to the rest of the neighborhood or size of the home, then a high expectation of return on investment may be unrealistic.
You can also consult a local real estate agent to get a good idea of how extensive of a kitchen remodeling project to fund. A good real estate agent with knowledge of your neighborhood should be able to give a good indication of your remodeling project ideas effect on the value of your home. Even if your remodel project is for your own satisfaction, and you have no intent on selling and moving, a real estate agent will usually have a good idea of how much previous clients spent on their kitchen remodels, and the resulting increase in home value. Consider offering the agent a flat fee for their opinion if you have no intent on selling.
To summarize, a kitchen remodeling project can greatly increase the value of your home, and make it sell faster. Return on investment may, or may not be important to you depending on if the project is for your own satisfaction or for selling the home. But do be carefull that your project does not price your home out of the neighborhood.
Scott Hares
http://www.articlesbase.com/advertising-articles/kitchen-remodeling-roi-return-on-investment-60009.html
Kina Roi Hovegi
November 26, 2009
punajbiiii singer is Hardev Mahinangal
Duration : 0:3:31
How To Cash In On The Upcoming Gold Boom (And Make 400% ROI Using This Unknown Tactic)!
November 18, 2009
Gold has been a star performer in the portfolios of some of the wealthiest dynasties in the history of the world. Just a few of the prolific people who have used gold to build their incredible wealth include the DuPonts (who now own a massive chemical business), the Rothschilds (once upon a time the richest people in the world), the (JP) Morgans and Egypt’s royal Farouk family. We could go on and on forever about more family empires who owe their core wealth to gold but there’s no need – the bottom line is that investment in gold has always given a sensational return over the centuries – and statistically it has put stocks, real estate and bonds well and truly in their place.
Want some proof that gold has created staggering wealth in recent times? Consider these startling facts:
- During the 1960’s investment in this “secret gold” brought about average annual returns of 100%.
- Between 1972 and 1974 the secret gold saw increases of 350% (while the stock market was heading desperately south).
- Then between 1976 to 1980 this secret gold brought investors an average of 300% per year.
- Gold saw annual increases of 340% between 1987 & 1989.
The average investor keeps piling into stocks, real estate & bonds – completely unaware that certain types of gold have been outperforming their risky holdings every year since 2000 (and the last couple of years have seen double returns over stocks). And as you’re about to discover, we’re right at the start of something very big…
It’s interesting to note that the earliest record of gold being used as a form of money/investment occurred as early as 700BC. Since this time, all cultures and races throughout the world have craved to own gold – and many centuries on the strength of gold has gone from strength to strength.
In the present time, gold is an attractive commodity to hold because it’s price is seeing a general upward trend (and many experts agree that this is set to continue for many years to come). It’s possible to own gold for a relatively modest outlay and so most people have the means to invest in it. Gold also brings with it a certain beauty and status symbol that most other investments simply cannot compare to.
Why Investing In Gold Now Could Make For Spectacular Returns – The Facts Don’t Lie And This Is Why The Resurgence In Gold Prices Could Mean Big Things For Those Who Invest Early
Right now the U.S. government is desperately trying to fight deflation (lower prices) and it has categorically stated that it will look to prevent this at any cost. The long and short of this is that more “paper money” becomes available while the amount of gold stays constant. Can you think what this means?
The same amount of gold costs more paper dollars (or “money”) to buy.
So as the amount of money being printed goes up – so gold prices strengthen. It’s expected that a significant amount of money will be printed over the next years, and you don’t need me to tell you what that means for where gold prices are heading.
Sadly, there are even more reasons why the current gold run could well be the start of a huge bull run. Traditionally, gold has always performed strongly during times of uncertainty. I say “sadly” because as the long running war on terrorism sees no end in sight the amount of paper money needed to pay for conflicts etc rises. This huge increase in paper money will only continue to peg up the gold prices.
The Gold Shortage – One Of The Biggest Investment Banks In The World Is Predicting A Gold BOOM Caused By A Fundamental Shortage, A Glut Of Government Printed Paper-Money & Other Factors.
Credit Agricole, a leading French investment bank recently released a SHOCKING report (Cheuvreux report, named after the equity research department of Credit Agricole) that has highlighted the very real possibility of a coming gold boom.
“We are raising our mid-cycle gold price estimate to USD900/oz from USD750/oz and see the possibility of a spike to USD2,000, or higher. Covert selling (via central bank lending) has artificially depressed the price for a decade.”
At the time of writing, gold prices were at the mid $500 levels per ounce, and many experts are predicting that the price could soar past $2000 per ounce. Why? The report highlights the basic shortage of gold stock – world governments are desperately short of gold bullion (possibly by levels higher than 50%). Demand for global gold remains high, yet world supply is highly limited (only 2,500 tonnes produced worldwide). In addition the over-supply of paper money and artificial suppression of gold prices over the last decade means that gold could well explode to as much as $2,000/oz – potential upside gains of almost 400%!
Tuks Engineer
http://www.articlesbase.com/advice-articles/how-to-cash-in-on-the-upcoming-gold-boom-and-make-400-roi-using-this-unknown-tactic-79336.html